If a transfer does not arrive on time and is delayed, this is always very annoying. There are several reasons why a transfer does not arrive on time, but you should first inform yourself about how long a transfer actually takes, sometimes the possible cause is already there.
Incorrect information during the transfer
This is one of the most common reasons why a referral is not executed. Here it must be said that the IBAN number a number-winder should actually no longer be possible because it contains a check digit and checks the accounting system of the bank, if it is indeed the right account, there is a mistake, then the Bank transfer not even executed.
However, I make the transfer via the transfer form and the data is wrong. So it can come here to significant delays. Thus, the bank’s mailbox must first be emptied, then makes an employee’s transfer – the processing time can be up to 2 days – if the data is wrong, the transfer is not executed and the bank customer is informed in the best case, and this can take a few days, sometimes a whole week or more passes.
There is a daily limit on the account
To make online banking safer, many banks have used a so-called daily limit. This is a sum of money that can be transferred per day maximum. For example, if the daily limit is $ 2,000 and I transfer $ 2,500 to another account, the transfer may be delayed or canceled. Anyone who did not know or did not think about it, normally executes the transfer and then devotes himself to other things, the recipient is surprised, however, why the money has still not arrived.
The money was not transferred
It sounds a bit banal, but there is also this possibility. Either you have simply missed it. Or, it has been deliberately not transferred. Here is worthwhile in each case the conversation with the respective person. There does not even have to be any intention behind it. For example, a company may have an accounting error or a technical problem in general.
Transfer was made by me
If you have even transferred money to a person and the points just mentioned can definitely be excluded, so print out a bank statement, where the transfer is obvious and goes with this excerpt to your bank, there to clarify the facts. There you can then track the transfer.